Beem: Get Instant Cash Advance 4.0.154

The Beem (formerly Line) AI-powered Smart Wallet App offers a range of features to help Americans manage their finances more efficiently. From making payments to covering emergencies, filing taxes, saving on insurance, and more, Beem is available in over 5200 cities.

One notable feature is Everdraft, Beem's instant cash advance option that allows users to access $20-$1,000 of future funds instantly. No credit check, interest-free, and with no income restrictions or due dates, it provides a convenient emergency cash solution for Beem members on the Plus and Pro plans. Beem offers both free and paid plans starting from as low as $2.47/month.

Unlike traditional loans, Beem's instant cash feature does not impact users' FICO score and does not charge any interest. It allows users to borrow cash from their future selves in advance.

Beem also offers free federal and state tax filing services across all regions, helping users grow their credit while protecting their identity online. The app provides tools and services for better savings, spending, and financial planning.

Additionally, Beem offers savings of up to 40% on car insurance quotes for safe drivers. Users can also receive and withdraw cash instantly through the app or with a gift or prepaid card. Cash boosts can help unlock even more money, and gift cards, Visa, and MasterCard prepaid cards can be used at any retailer.

Developed by Line Financial, a US-based Public Benefit Corporation, the Beem app is available exclusively in the US.

Benefits of the Beem Instant Cash Advance App

• Everdraft - Get Instant Cash: Borrow money instantly with a cash advance ranging from $20 to $1,000 without the need for credit checks. Users who qualify can access cash immediately to address financial emergencies.
• Add & Send Money for Free: No fees are charged for adding money, and users can send money instantly to anyone, including those without a bank account or Beem app, through SMS, email, and social media. Subscription is not required.
• Your BFF - Better Financial Feed: Manage your money with a personalized budget and AI-powered Feed that displays all bank transactions. This helps avoid overdrafts, track spending and savings, and receive reminders for bills, loan EMIs, subscriptions, low balance alerts, and tax filing deadlines. Beem also alerts users when their bank account is running low on funds to prevent overdraft fees.
• File Federal & State Tax for FREE: Beem supports free tax filing for all filing statuses and types of tax forms, including multi-state filing, W2 or 1099 forms, and single or joint filing. This service is offered without charge compared to competitors like TurboTax, TaxAct, Credit Karma, Free Tax USA, and Liberty Tax.
• Beem Drive: Qualified safe drivers can unlock up to 40% savings on car insurance offers from trusted providers like Progressive and Geico.
• Earn up to 20% Cashback: Link credit or debit cards to Beem and receive cash back on daily spends.
• Credit - Monitor & Grow: Get insights into your credit score, the factors that influence it, and how to improve it. Beem notifies users when their credit score changes.

Security and Privacy

Beem prioritizes security and privacy as the #1 safe and trusted app. It offers 24/7 support across chat, call, and email channels. With bank-level security measures and fully encrypted data transmission for verification, users can rest assured that their personally identifiable data is never stored with Beem.

To qualify for Beem's instant cash advance app, users who have faced challenges with other similar apps such as MoneyLion, Dave, Brigit, Chime, Klover, Albert, Floatme, and Empower can still apply. Beem welcomes users from these and other apps, ensuring that no credit checks are conducted during the qualification process.